Posts Tagged ‘COUPONING 101’

Couponing 101 – Target Store Guide

Posted by Kim Julian on Tuesday, January 21st, 2014 at 1:07 pm

There are many ways to save and even earn money while shopping at Target.

Lets start with a few important points from the Target Coupon Policy: Print the policy and keep it in your coupon binder.

Manufacturer and Target Coupons:

-You can use Manufacturer coupons at Target. These can also be stacked with Target Store coupons found in newspaper inserts, online at Target.com, Target mailers and as mobile coupons.
-Target accepts one Manufacturer Coupon and one Target Coupon for the same item (unless prohibited by either coupon)
-Item purchased must match the coupon description (brand, size, quantity, color, flavor, etc.).
-Coupon amount may be reduced if it exceeds the value of the item after other discounts or coupons are applied.
-Target will not give cash back if the face value of a coupon is greater than the purchase value of the item.

Internet (Print-at-Home) Coupons:

-Target does not accept internet coupons for free items with no purchase requirements

Mobile Coupons:

-Guests can receive Target Mobile Coupons by signing up for Text Alerts at Target.com/mobile or by texting COUPONS to 827438 (TARGET).
-Target Cartwheel offers are also available on the Cartwheel App
-To redeem, simply show your coupon barcode to the cashier. With one simple scan, all applicable coupons are applied.

Buy One Get One Free Coupons (BOGO):

-BOGO coupons cannot be combined (i.e. you cannot use two BOGO coupons on two items and get both for free). Unless stated otherwise on the coupon, the use of one Buy One Get One Free coupon requires that two of the valid items are presented at checkout of which one item will be charged to the guest and the 2nd item will be discounted by its full retail price.
-A second cents-off coupon of the same type cannot be redeemed towards the purchase price of the first item.
-If a Target BOGO coupon is used, one additional manufacturer coupon maybe used on the first item.
-If a Manufacturer BOGO coupon is used, one additional Target coupon may be used on the first item.

Target Red Card – you can save 5% on your purchase with the Target Debit or Credit Card

Price Matching: Target does match competitor’s prices – go here for the policy

-Always go to the Customer Service Desk to do all price matches
-Pricing for products on Target.com may vary from Target stores and from the Target Weekly Ad. They do not match the price of online merchandise with the price offered by Target stores or another company, and Target stores do not match the price of our online merchandise.
-You need to bring in the competitors advertisement to prove the items description and price for the match.
-When Price Matching – Manufacturer coupons will be applied after the price match is made.
-Target coupons will be applied before the price match is made. If the competitor price is still lower than the price after the Target coupon has been deducted, the ad match can be adjusted to match the competitor’s price.

Exclusions:

-Target will not accept coupons from other retailers, or coupons for products not carried in our stores.

Here are a few pointers:

-Always go to the Customer Service Desk to do all price matches

-Pricing for products on Target.com may vary from Target stores and from the Target Weekly Ad. They do not match the price of online merchandise with the price offered by Target stores or another company, and Target stores do not match the price of our online merchandise.

-You need to bring in the competitors advertisement to prove the items description and price for the match.

A few signs that you will want to look for when shopping at Target:

-Sale

A temporary price reduction advertised Sunday-Saturday and lasting up to 2 weeks.

-Temporary Price Cut

A temporary price reduction lasting 1-8 weeks.

-Price Cut

A permanent price reduction advertised for up to 90 days.

PLUS keep an eye on the weekly markdowns: below is the Unofficial Markdown Schedule:

-Monday:
Baby items, children’s clothing, electronics, gift wrap, stationery and office supplies
-Tuesday:
Home décor, domestic items and women’s clothing
-Wednesday:
Food, health and beauty products, men’s clothing, toys, and garden products
-Thursday:
Lingerie, housewares, sporting goods, shoes, and luggage
-Friday:
Cosmetics, jewelry, hardware, automotive, and home improvement

If you are watching an item and see that it has been marked down 30% or 50%, come back in another two weeks to see if it has been marked down further.

Clearance

A permanent price reduction often on discontinued inventory. Clearance prices are good while supplies last.

Reading Clearance Tags:

-15%: When an item goes on clearance at Target, the first markdown is usually 15%. To find out the mark down look at the upper right hand corner of the red clearance tag. If you see the number 15, it is marked down 15%. The last digit of the item will mainly end in the numbers 6 or 8. Example: $5.78.

-30%, 50%, 70% and 90%: If you look closely at the red clearance tag, you might notice the higher percentage off.

-Price Tags Ending With $0.06 or $0.08: If the price of the item on clearance ends in $0.06 or $0.08, the item will be marked down again during the next markdown cycle as long as there is inventory in the store. The item typically will remain at the next percentage off for two weeks before moving to a higher percentage off.
-Price Tags Ending With $0.04: If the last number in the price of the item ends in $0.04, the item has been marked for final clearance, and this is the lowest price that Target will sell the item.

-Seasonal Clearance merchandise such as holiday, back-to-school, and summer items are examples of these clearance products. Many of these are holiday branded and will be reduced at a much faster rate than the typical two-week increment because Target needs the space for new inventory. Often the products begin at 50% off, then are reduced to 70% off, and continue on up to 90% off within two weeks.

Another way to save when when shopping at Target is to take your own bag. You will receive $.05 per bag that you use and you will be helping the environment at the same time.

As with anything, “practice makes perfect” so don’t be discouraged if you make a few mistakes. Sooner than later you will be a pro!

If you need to catch up on the Couponing 101 Series check out the articles below:

-Couponing 101 – Where to find Coupons
-Couponing 101 – What Does All Of This Coupon Lingo Mean?
-Couponing 101 – How To Organize Your Coupons
-Couponing 101: Coupon Techniques & Etiquette
-Couponing 101: What To Buy When – Sales Cycles
-Couponing 101: Stock Up Prices
-Couponing 101: How To Start Building Your Stockpile
-Couponing 101: In Store & Planning Tips

Store Guides:

-Couponing 101: Walgreens Store Guide
-Couponing 101: CVS Store Guide
-Couponing 101: Walmart Store Guide

Want to learn more? Subscribe to STL Mommy’s once daily e-mail or following along on Facebook!

Couponing 101: Walmart Store Guide

Posted by Kim Julian on Monday, January 20th, 2014 at 12:20 pm

Walmart seems to be a one stop shop for many – but do you know the ins and outs of saving? If you want to lean more lets start with a few highlights from the coupon policy, be sure to print the policy and put this into your coupon binder:

Print-at-home internet coupons

-Must have “Manufacturer Coupon” printed on them
-Buy one, get one free (BOGO) coupons with a specified price
-Are acceptable in black and white or color
-For free items (except those printed off the Internet)
-Buy one, get one free (BOGO) coupons

Competitors’ coupon

-A specific item for a specified price, for example, $2.99
-Buy one, get one free (BOGO) coupons for items with a specified price
-Checkout coupons (“Catalinas”)
-Printed at our competitors’ registers for dollar/cents off on a specific item

Walmart DOES NOT accept the following coupons:

-Checkout coupons
-Dollars/cents off the entire basket purchase
-Percentage off the entire basket purchase
-Print-at-home Internet coupons that require no purchase

The following are guidelines and limitations:

-Item purchased must be identical to the coupon (size, quantity, brand, flavor, color, etc).
-There is no limit on the number of coupons per transaction.
-If coupon value exceeds the price of the item, the excess may be given to the customer as cash or applied toward the basket purchase.
-The system will prompt for supervisor verification for:
-40 coupons per transaction.
-A coupon of $20 or greater on one item.
-$50 or more in coupons in one transaction.

Ad Match Guarantee (Price Matching), print this policy and add it to your coupon binder.

-If you find a lower advertised price on an identical product, Walmart will match it. Right at the register.

Here are the types of ads they will match:

-Buy one, get one free ads with a specified price
Example: Buy one for $2.49, get one free (BOGO)
-Competitors’ ads that feature a specific item for a specified price.
-Preferred shopping card prices for specific items that are in a printed ad.
-For fresh produce and meat items when the price is offered in the same unit type (lb. for lb.; each for each)

The following are guidelines and limitations:

-Walmart will match any local competitor’s advertised price.
-Walmart does not require customers to have the ad with them to honor a competitor’s ad.
-Items purchased must be identical to the ad (size, quantity, brand, flavor, color, etc.)

Walmart Will NOT match the price in the following types of competitor ads:

-Items that require a separate purchase to get the ad price
example: “Buy [item A] to get [item B] for $C”
-Items with no actual price that require a purchase to get free product
example: “Buy both [items A & B] to get [item C] for free”
-Items that require a purchase to get a competitors’ gift card
example: “Buy [item A] to get a $B gift card
-Buy one, get one free (BOGO) ads with no actual price given
-Percentage off
example: “All mascara, 40% off”
-Ads when the actual price for items cannot be determined.
-Internet pricing
-Misprinted ad prices of other retailers
-“Going out of business” sales or “close out” prices

Tips:

If you have problems with cashiers accepting coupons that you are using properly according to their policy, your first course of action is to talk to the store manager. If you are still not being helped, contact Walmart Corporate and explain the situation. Often corporate will contact the store manager to ensure proper protocol is being taken. If you continue to have issues: Walmart’s Customer Service number is 800-WAL-MART.

Take your price match ads to the grocery store with you and put all your price match products in a certain section of the cart so you don’t get confused.

Get a subscription to All You Magazine or purchase a copy at your local Walmart.

Keep your eyes peeled for those Roll-Back prices.

Be sure to stop by the travel section to make use of coupons that have no size exclusions.

*Pick an off time to shop to avoid the crowds.

Additional Savings Options at Walmart:

Follow Walmart on Twitter- they tweet out deals daily

Check out Walmart’s online coupons

Take advantage of the Free Samples Walmart provides as well as their Free Events.

If you need to catch up on the Couponing 101 Series check out the articles below:

-Couponing 101 – Where to find Coupons
-Couponing 101 – What Does All Of This Coupon Lingo Mean?
-Couponing 101 – How To Organize Your Coupons
-Couponing 101: Coupon Techniques & Etiquette
-Couponing 101: What To Buy When – Sales Cycles
-Couponing 101: Stock Up Prices
-Couponing 101: How To Start Building Your Stockpile
-Couponing 101: In Store & Planning Tips

Store Guides:

-Couponing 101: Walgreens Store Guide
-Couponing 101: CVS Store Guide

Want to learn more? Subscribe to STL Mommy’s once daily e-mail or following along on Facebook!

Couponing 101: CVS Store Guide

Posted by Kim Julian on Wednesday, January 15th, 2014 at 12:10 pm

There are many ways to save and even earn money while shopping at CVS. For those of you who are new to shopping at CVS, here are all the tips you will need to start saving today!

We will start with the Weekly Ads. You can get the Weekly Ad online, in front of the store or in your local Sunday paper. The Ad lists all sale items and items that will produce Extra Care Bucks and the quantity needed to earn them.

What are Extra Care Bucks (ECB)? These are dollars that you earn when making certain purchases and can be used on any future CVS purchase. Your ECBs will print out on your receipt so make sure to always check before throwing away your receipt. There are weekly and monthly ECB. You will also earn 2% back in ECB quarterly on your purchases which will print automatically at the end of the sales period.

You do not have to get all the items at the same time but will not earn the ECB until you fulfill the entire purchase.

In order to start earning ECBs, you need to have an Extra Care Card. You can get a card simply by asking a cashier for a form or by signing up online. If you fill out the form in-store, you will get your card to start saving immediately. However if you sign up online, it will take about a week to get your card in the mail. Remember to register your account online to receive special offers by email or in your mail box.

In addition to ECB, there is also CRT (cash register tape) coupons that print automatically on your receipt. You can also get these CRTs by scanning your Extra Care Card at the red price scanner (the magic coupon box we refer to) usually located in the front of the store. These are not listed in the Weekly Ad and just print randomly. These are pretty general, for instance, $2.00 off of Huggies Pull-ups and sometimes Freebies!

These CRTs are considered CVS Store coupons and can be combined with manufacturer’s coupons (MFC). This is called “Coupon Stacking” and here’s what it looks like:

Buy (1) Huggies Pull-ups Jumbo Pack @ $9.00
Use (1) $2.00 CRT
Use (1) $3.00 MFC
Total $4.00 after using both coupons

Making money at CVS can be very simple! Almost every week there is a promotion where you will earn the same amount of ECB that you spend.

For instance:

Colgate Toothpaste $2.99
Earn $2.99 ECB wyb 1
Use $1.00 off Manufacturer’s coupon
Total = $1.00 overage after coupon and ECB

Coupons

-CVS/pharmacy will not accept third party manufacturers’ coupons with another retailer’s logo
-CVS/pharmacy only accepts ExtraBucks Rewards applicable to the ExtraCare card offered at time of purchase.
-The total value of the coupons may not exceed the value of the transaction. Sales tax must be paid, if required by state law.
-CVS/pharmacy will not accept percent off coupons for an item that is on sale
-In the event that any item’s price is less than the value of the coupon, CVS/pharmacy will only accept the coupon only to the price of the item. CVS/pharmacy does not provide cash back in exchange for any coupons.
-CVS/pharmacy accepts one manufacturer coupon and applicable CVS/pharmacy coupon(s) per item, unless prohibited by either coupon offer.
-There is no limit to the number of ExtraBucks Rewards that may be used in a transaction as long as it does not exceed the transaction total.
-The number of manufacturer coupons used in a transaction may not exceed the number of items in the transaction.
-CVS/pharmacy accepts multiple identical coupons for multiple qualifying items as long as there is sufficient stock to satisfy other customers, unless a limit is specified. Management reserves the right to limit the quantity of items purchased.
-CVS/pharmacy accepts multiple Dollar off Transaction coupons (e.g. $3 off $15) in one transaction if they apply
-Two coupons may be used on a Buy One, Get One Free promotion as long as it does not exceed the item total
-Buy One, Get One Free promotions may be combined with Buy One, Get One Free Coupons. Customers are responsible for paying applicable tax

Email coupons - remember to sign up online to get these.

For example:

Max Factor Mascara $7.99 B1G1 Free
Use (2) $3.00 off MFC
Total = $1.99 for both

PLUS always remember to scan your card at the RED Coupon Machine in front of the store for additional savings!

*You can also download the CVS app!

As with anything, “practice makes perfect” so don’t be discouraged if you make a few mistakes. You’ll be shopping like a pro soon enough.

-Couponing 101 – Where to find Coupons
-Couponing 101 – What Does All Of This Coupon Lingo Mean?
-Couponing 101 – How To Organize Your Coupons
-Couponing 101: Coupon Techniques & Etiquette
-Couponing 101: What To Buy When – Sales Cycles
-Couponing 101: Stock Up Prices
-Couponing 101: How To Start Building Your Stockpile
-Couponing 101: In Store & Planning Tips

Store Guides:

-Couponing 101: Walgreens Store Guide

Want to learn more? Subscribe to STL Mommy’s once daily e-mail or following along on Facebook!

Couponing 101 – Walgreens Store Guide

Posted by Kim Julian on Tuesday, January 14th, 2014 at 12:47 pm

Now it’s time to get to know the policies for some of our favorite stores! Lets start with Walgreens!

Walgreens Incentives:

-Balance Rewards

-Earn points for your purchases
-1,000 reward points = $1
-You will not earn Balance Rewards points if you use balance rewards on your purchase
-There is no limit on the Balance Rewards points you can earn in a single transaction

-Register Rewards

-These are a coupon/catalina that will print at the register to use towards a different transaction.
-Register RewardsTM will only print for in-stock merchandise during the promotional period.
-Register RewardsTM can only be earned for eligible items. No substitutions.
-There is a limit of one Register RewardsTM (RR) printed per offer per customer per transaction.
-Customers redeeming a Register RewardsTM against the same offer may not receive another RR.
-Customers redeeming a Register RewardsTM against the same offer may not receive another RR.
-The RR coupon value cannot exceed the total purchase amount. No cash back and no cash value for RR coupon.
-The number of manufacturer coupons, including RR manufacturer coupons, must not exceed the number of items in the transaction.

-In Store Coupons

-These can be found on Walgreens Website or in the Ad located at the front of the store. (You can stack an in store coupon with a manufactures coupon).
-Walgreens Coupon Booklet or IVC
-These are issued monthly and are located in the front of the store – near the door – next to the weekly store advertisements. (You can stack an in store coupon with a manufactures coupon).

Coupons

-Walgreens will accept manufacturer coupons for an item that is on sale.
-In the event that any item’s selling price is less than the value of the coupon, Walgreens will only accept the coupon in exchange for the selling price of the item. Coupon redemption can never exceed the selling price of an item and no cash back is ever provided in exchange for any coupons.
-When items are featured in a Buy One, Get One Free promotion, up to two coupons can be used against the items being purchased, as long as the net price does not go below zero for the items being purchased.
-Walgreens accepts valid internet/print at home coupons with a clear and scannable barcode.

Walgreens Coupon Policy:

First things first print the policy and add it to your Coupon Binder – so you will always have it available in the store if you need it.

Here are some of the most valuable points from the policy:

General information:

-Competitor coupons are not accepted at Walgreens.
-The number of manufacturer coupons, including Register Rewards manufacturer coupons, may not exceed the number of items in the transaction. The total value of the coupons may not exceed the value of the transaction. Sales tax must be paid, if required by state law.

Sale Items

-In the event that any item’s selling price is less than the value of the coupon, Walgreens will only accept the coupon in exchange for the selling price of the item. Coupon redemption can never exceed the selling price of an item and no cash back is ever provided in exchange for any coupons.

Multiple Coupons

-When purchasing a single item, Walgreens accepts one manufacturer coupon and applicable Walgreens coupon(s) for the purchase of a single item, unless prohibited by either coupon offer.
-The coupon amount must be reduced if it exceeds the value of the item after other discounts or coupons are applied. (For example, a $5.00 coupon for a $4.99 item will result in a $4.99 coupon value).
-When purchasing multiple items, Walgreens accepts multiple identical coupons for multiple qualifying items as long as there is sufficient stock to satisfy other customers, unless a limit is specified. Management reserves the right to limit the quantity of items purchased.

Buy One, Get One Free Coupons

-When items are featured in a Buy One, Get One Free promotion, up to two coupons can be used against the items being purchased, as long as the net price does not go below zero for the items being purchased.

Here’s how to put this information into action:

You have two tubes of Crest Toothpaste listed at $1.50 each and you’ll receive a $1 RR (Register Reward).

Buy 2 Crest Toothpaste $1.50 Each
-use 3/6 PG Save $1/1 (use 2 coupons from the P&G Sunday coupon insert on March 6th)
Out of Pocket: You get 2 tubes of toothpaste for $1.00
Receive: $1 in Register Rewards when you buy 2
(Basically you receive FREE after the Register Reward)

What can you do with this Register Reward? As mentioned in the policy you can not turn around and do the same deal. The reason is because you can not use a Register Reward on a product in the same family (from the same manufacturer) that is offering a Register Reward. For example, if you turned around and did this same deal, it would cancel the $1 Register Reward and you would not receive one back. The same is true for any Register Reward and Proctor and Gamble deal. *As you will notice on your Register Reward it will state who provided the reward so you can easily determine what the Register Reward can and can not be used on in your next transaction.

Here are an additional example of how to complete your Register Reward transactions:

Will not work: Buy 1 Reach Toothbrush, $1.50
-use 3/6 SS Save $1/1 (Smart Source Sunday coupon insert on March 6th)
-use $1 RR (Register Reward received from a different transaction)
———————————–cash register will beep————————————————–
*a Register Reward (RR) counts as a coupon, so you have to have equal or greater amount of items in order to use coupons and Register Reward (RR)

Will work: Buy 1 Reach Toothbrush, $1.50
-use 3/6 SS Save $1/1 (Smart Source Sunday coupon insert on March 6th)
-use $1 RR (Register Reward received from a different transaction)
Grab a filler item that is $.50 or more
Final Price, FREE

Here is an example of how to use a Walgreens coupon in your transaction:

Buy 1 GUM Dental Floss $1.50 w/in store coupon
-use 3/6 SS Save $1/1 (Smart Source Sunday coupon insert on March 6th)
-use in store coupon
-use $1 RR (Register Reward received from a different transaction)
Grab 2 items that are $.50 or more
Final Price, FREE

Now here are a few of my own personal tips:

-Check out at the Beauty Counter! If you are purchasing items in their area they will receive a small commission so it’s nice to pay that forward. Many times it is less crowded and they are more tolerant of couponers.

-If your transaction does not work (for instance the Register Reward doesn’t print) ask for a manager. Many times they will over-ride the transaction and provide you with the Register Reward you should have received.

-Get to know the people who work in the store. I have found that most Walgreens employees are extremely easy to get to know and they enjoy getting to know their customers so strike up a conversation!

-Ask when their trucks come in.. If the items are out of Stock on Sunday most Walgreens have another truck that comes in on Tuesdays (however this may not be accurate for all stores) so ask!

-Get a rain check. It’s up to the managers discression what they will provide a rain check on however many times they will give you a rain check on an item you are looking for when it’s out of stock.

As Always – my motto is “Just Ask,” the only thing they can say is no…

-Couponing 101 – Where to find Coupons
-Couponing 101 – What Does All Of This Coupon Lingo Mean?
-Couponing 101 – How To Organize Your Coupons
-Couponing 101: Coupon Techniques & Etiquette
-Couponing 101: What To Buy When – Sales Cycles
-Couponing 101: Stock Up Prices
-Couponing 101: How To Start Building Your Stockpile
-Couponing 101: In Store & Planning Tips

Want to learn more? Subscribe to STL Mommy’s once daily e-mail or following along on Facebook!

Couponing 101: In Store & Planning Tips

Posted by Kim Julian on Monday, January 13th, 2014 at 11:00 am

CaptureBefore we get started on specific store policies and additional ways to save in your favorite stores I wanted to share a few additional tips to help you save more money with coupons.

Make A List:

Before you go to the store Make A List – and Stick to Your List. The store can be enticing especially when you go in hungry (don’t do that either).. so be sure you have a list and stick to it to save more money each week.

Track Prices:

Make a Price Tracking Sheet (available in Everything buy the Binder) to start tracking prices in your local stores on items that you normally purchase. If you’re just starting track prices in the store you are beginning to coupon in. You will see that prices will drop when items are in season and during the sales cycles which gives you a better idea on – what time to buy!

Meal Planning:

You can easily create a Menu Planning sheet (available in Everything buy the Binder) for the week that shows your breakfast, lunches, dinners and snacks! Then plan the meals for the week based on the sales in the store and the items in your pantry. You can find this weeks sales by checking out out Grocery and Drug Store tab as well as using your local sales flyers.

Then pick an item like Chicken and use sites like Recipes.com to make dishes out of the sales items or items you have on stock in your very own pantry.

Look Up & Down and On End Caps:

Stores do through research to see how we as consumers shop. One thing that they use to their advantage is our average height and they place the items that “they” want us to purchase at this level. So to be a little smarter keep an eye on the items above and below your eye level and you will find that more than not these items are less expensive then the items you see when you are looking straight ahead.

You will also want to keep an eye on the end caps in the store. This is where you will typically find a ton of clearance deals but keep in mind that it is how stores entice us to go into the aisles. The best way to save is by staying clear of the aisles without products that you need on your list.. Just keep on moving!

Don’t Let The Size Fool You:

Be sure to check out the Units Per Measure on the items in the store because often we will find that the larger item costs us more even though it seems like a better bargain.

Stray from Brand Loyalty:

There are some items I know that I want to purchase because I love them.. but if you can stray from being brand loyal on items like toothpaste, deodorant, shaving gel, laundry detergent, etc.. you can save much more each week especially with coupons.

Pay with Cash:

This will make you think more about your purchases and keep you on your budget. This will also help you start looking for more inexpensive items in the store.

*Start with the amount that you are spending weekly in the store and each week cut that amount by 5%. With the additional use of coupons you will see the amount you’re paying weekly decrease by a large amount.

Do you have any additional tips? If so be sure to share them in the comments:

If you’ve missed part of the Couponing 101 Series be sure to check out the series below:

-Couponing 101: What Are Coupons & Where Do I Find Them?

-Couponing 101: Coupon Lingo What Does It Mean?

-Couponing 101 – How To Organize Your Coupons

-Couponing 101: Coupon Techniques & Etiquette

-Couponing 101: What To Buy When – Sales Cycles

-Couponing 101: Stock Up Prices

-Couponing 101: How To Start Building Your Stockpile

Follow along with all of the Coupons, Freebies and Deals by Subscribing to STL Mommy’s once daily e-mail or following along on Facebook!